新西兰的银行卡(新西兰的银行)

1鏂拌タ鍏扮暀瀛﹂摱琛屽崱

鏂拌タ鍏扮暀瀛﹂摱琛屽崱锛氫负涓浗瀛︾敓鎻愪緵渚挎嵎鐨勯噾铻嶆湇鍔?

闅忕潃涓浗鍑哄浗鐣欏浜烘暟涓嶆柇澧炲姞锛岃秺鏉ヨ秺澶氱殑瀛︾敓閫夋嫨鍘绘柊瑗垮叞鐣欏銆傚湪鍑嗗鍑哄浗鐣欏鐨勮繃绋嬩腑锛屾湁涓€涓噸瑕佺殑闂闇€瑕佽В鍐筹紝閭ｅ氨鏄浣曞鐞嗚祫閲戝拰璐㈠姟銆傚湪鏂拌タ鍏扮暀瀛︽湡闂达紝鎴戜滑闇€瑕佷竴寮犲彲闈犮€佷究鎹风殑閾惰鍗℃潵绠＄悊鎴戜滑鐨勮祫閲戝苟杩涜鍚勭閲戣瀺浜ゆ槗銆傛湰鏂囧皢浠嬬粛鏂拌タ鍏扮暀瀛﹂摱琛屽崱鐨勭浉鍏充俊鎭紝甯姪鎮ㄦ洿濂藉湴浜嗚В骞堕€夋嫨閫傚悎鑷繁鐨勯摱琛屽崱銆?

涓轰粈涔堥€夋嫨鏂拌タ鍏扮暀瀛﹂摱琛屽崱锛?

鐣欏鏂拌タ鍏伴摱琛屽崱鏄笓涓轰腑鍥藉鐢熻璁＄殑閲戣瀺浜у搧銆傚畠鍏锋湁浠ヤ笅浼樼偣锛?

渚挎嵎锛氭柊瑗垮叞鐣欏閾惰鍗″彲鍦ㄦ柊瑗垮叞鍚勫ぇ閾惰鍜孉TM鏈轰笂浣跨敤锛屾柟渚垮揩鎹枫€?

璐圭敤浣庯細鏂拌タ鍏扮暀瀛﹂摱琛屽崱閫氬父涓嶆敹鍙栨垨鍙敹鍙栧皯閲忓勾璐瑰拰浜ゆ槗璐癸紝姣斿叾浠栭摱琛屽崱鏇寸粡娴庡疄鎯犮€?

瀹夊叏鎬э細鏂拌タ鍏伴摱琛屽崱閲囩敤鍏堣繘鐨勫姞瀵嗘妧鏈拰闃叉姢鎺柦锛岀‘淇濈敤鎴疯祫閲戝畨鍏ㄣ€?

鍔熻兘澶氭牱锛氭柊瑗垮叞鐣欏閾惰鍗′笉浠呭彲浠ョ敤浜庢棩甯告秷璐广€佸彇娆撅紝杩樺彲浠ヨ繘琛岀綉涓婃敮浠樸€佽浆璐︾瓑鎿嶄綔锛屾弧瓒冲悇绉嶉噾铻嶉渶姹傘€?

鏂拌タ鍏扮暀瀛﹀浣曢€夋嫨閾惰鍗★紵

鍦ㄩ€夋嫨鏂拌タ鍏扮暀瀛﹂摱琛屽崱鏃讹紝鎴戜滑鍙互鑰冭檻浠ヤ笅鍑犱釜鏂归潰锛?

閾惰淇¤獕锛氶€夋嫨淇¤獕濂界殑閾惰锛屼繚璇佹偍鐨勮祫閲戝畨鍏ㄣ€?

璐圭敤锛氫簡瑙ｉ摱琛屽崱鐨勫勾璐广€佷氦鏄撹垂绛夎垂鐢紝閫夋嫨閫傚悎鑷繁銆佸疄鎯犵殑閾惰鍗°€?

鏈嶅姟鑼冨洿锛氭柊瑗垮叞鐣欏閾惰鍗″簲鑳藉湪鏂拌タ鍏板悇澶ч摱琛屽拰ATM鏈轰笂浣跨敤銆?

鍔熻兘锛氫簡瑙ｉ摱琛屽崱鐨勫姛鑳戒互鍙婃槸鍚︽敮鎸佺綉涓婃敮浠樸€佽浆璐︾瓑鎿嶄綔銆?

瀹㈡埛璇勪环锛氭偍鍙互閫氳繃闃呰鍏朵粬鐢ㄦ埛鐨勮瘎浠峰拰鐣欒█锛屼簡瑙ｉ摱琛屽崱鐨勪娇鐢ㄤ綋楠屻€?

鏍规嵁浠ヤ笂鍑犱釜鏂归潰锛岀患鍚堣€冭檻锛岄€夋嫨涓€寮犻€傚悎鑷繁鐨勬柊瑗垮叞鐣欏閾惰鍗°€?

鏂拌タ鍏扮暀瀛﹀浣曠敵璇烽摱琛屽崱锛?

鐢宠鏂拌タ鍏扮暀瀛﹂摱琛屽崱鍏蜂綋姝ラ濡備笅锛?

閫夋嫨閾惰锛氭牴鎹偍鐨勯渶姹傚拰鍋忓ソ閫夋嫨淇¤獕鑹ソ鐨勯摱琛屻€?

濉啓鐢宠琛細鍒伴摱琛岀綉绔欐垨閾惰鏌滃彴涓嬭浇骞跺～鍐欐柊瑗垮叞鐣欏閾惰鍗＄敵璇疯〃銆?

鍑嗗鏉愭枡锛氬噯澶囩敵璇锋墍闇€鏉愭枡锛屽鎶ょ収澶嶅嵃浠躲€佸鐢熻瘉銆佸湴鍧€璇佹槑绛夈€?

鎻愪氦鐢宠锛氬皢濉ソ鐨勭敵璇疯〃鍜屽噯澶囧ソ鐨勬潗鏂欐彁浜ょ粰閾惰銆?

绛夊緟瀹℃牳锛氶摱琛屽皢瀵圭敵璇疯繘琛屽鏍革紝瀹℃牳閫氳繃鍚庨€氱煡鎮ㄥ姙鐞嗙浉鍏虫墜缁€?

娴佺▼锛氭牴鎹摱琛岃姹傚畬鎴愮浉鍏虫墜缁紝濡傜缃插崗璁€佽缃瘑鐮佺瓑銆?

棰嗗彇閾惰鍗★細鍔炲Ε鎵嬬画鍚庯紝鍗冲彲鍦ㄧ害瀹氱殑鏃堕棿銆佸湴鐐归鍙栨柊瑗垮叞鐣欏閾惰鍗°€?

鐢宠鏂拌タ鍏扮暀瀛﹂摱琛屽崱鐨勫叿浣撴祦绋嬪彲鑳藉洜閾惰鑰屽紓銆傚缓璁偍鍦ㄧ敵璇峰墠浠旂粏闃呰閾惰鐨勭浉鍏宠瀹氬拰瑕佹眰銆?

鏂拌タ鍏扮暀瀛︿娇鐢ㄩ摱琛屽崱娉ㄦ剰浜嬮」

浣跨敤閾惰鍗″幓鏂拌タ鍏扮暀瀛︽椂锛岄渶瑕佹敞鎰忎互涓嬪嚑鐐癸細

瀹夊叏淇濇姢锛氬Ε鍠勪繚绠℃偍鐨勯摱琛屽崱鍜屽瘑鐮侊紝閬垮厤娉勯湶鍜屼涪澶便€?

浜ゆ槗璁板綍锛氬畾鏈熸鏌ラ摱琛屽崱浜ゆ槗璁板綍锛屽彂鐜板紓甯告儏鍐靛苟鍙婃椂澶勭悊銆?

缃戜笂鏀粯锛氳繘琛岀綉涓婃敮浠樻椂锛岄€夋嫨瀹夊叏鍙潬鐨勭綉绔欙紝閬垮厤缃戠粶璇堥獥銆?

鍙栨闄愰锛氫簡瑙ｆ偍閾惰鍗＄殑鍙栨闄愰锛岄伩鍏嶅洜瓒呭嚭闄愰鑰屾棤娉曞彇娆俱€?

绱ф€ュ喕缁擄細濡傛灉鎮ㄧ殑閾惰鍗′涪澶辨垨琚洍锛岃鍙婃椂鑱旂郴閾惰杩涜鍐荤粨锛屼繚闅滄偍鐨勮祫閲戝畨鍏ㄣ€?

浠ヤ笂鏄柊瑗垮叞鐣欏浣跨敤閾惰鍗＄殑涓€浜涘缓璁拰娉ㄦ剰浜嬮」銆傛垜甯屾湜浠栦滑鍙互甯姪鎮ㄦ洿濂藉湴绠＄悊鎮ㄧ殑璧勯噾銆?

鎬荤粨

鐣欏鏂拌タ鍏伴摱琛屽崱鏄负涓浗瀛︾敓鎻愪緵渚挎嵎閲戣瀺鏈嶅姟鐨勯噸瑕佸伐鍏枫€傞€氳繃閫夋嫨涓€寮犻€傚悎鑷繁鐨勯摱琛屽崱骞舵纭娇鐢紝鎴戜滑鍙互鏇村ソ鍦扮鐞嗚祫閲戯紝浜彈鍚勭閲戣瀺鏈嶅姟銆傚笇鏈涗互涓婂唴瀹瑰鍑嗗鍑哄浗鐣欏鐨勫悓瀛︽湁鎵€甯姪锛?

2鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱

鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱锛氫负鎮ㄧ殑鐣欏鐢熸椿鎻愪緵渚垮埄

浣滀负涓€鍚嶅浗闄呭鐢燂紝鎷ユ湁涓€寮犲悎閫傜殑閾惰鍗￠潪甯搁噸瑕併€傚湪鏂拌タ鍏帮紝鍥介檯瀛︾敓閾惰鍗′笉浠呭彲浠ヤ负鏃ュ父娑堣垂鎻愪緵渚垮埄锛岃繕鍙互甯姪鎮ㄧ鐞嗚储鍔°€佹敮浠樺璐广€佽幏寰楀瀛﹂噾绛夈€傛湰鏂囧皢涓烘偍璇︾粏浠嬬粛閾惰鍗＄殑鐢宠娴佺▼鍜屼紭鍔挎柊瑗垮叞鍥介檯瀛︾敓鐨勪俊鎭互鍙婂浣曢€夋嫨閫傚悎鑷繁鐨勯摱琛屽崱銆?

鐢宠鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱娴佺▼

鐢宠鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱鐨勬祦绋嬬浉瀵圭畝鍗曘€備互涓嬫槸涓€鑸敵璇锋楠わ細

閫夋嫨閾惰锛氭柊瑗垮叞鏈夊緢澶氶摱琛屽彲渚涢€夋嫨锛屽ANZ銆丄SB銆乄estpac绛夛紝鎮ㄥ彲浠ユ牴鎹嚜宸辩殑闇€姹傚拰鍠滃ソ閫夋嫨鍚堥€傜殑閾惰銆?

濉啓鐢宠琛細鍒伴摱琛岀綉绔欐垨閾惰缃戠偣濉啓鍥介檯瀛︾敓閾惰鍗＄敵璇疯〃銆傝琛ㄦ牸閫氬父闇€瑕佷釜浜轰俊鎭€佸涔犵璇佷俊鎭€佽仈绯讳俊鎭瓑銆?

鎻愪氦鐢宠鏉愭枡锛氭牴鎹摱琛岃姹傦紝鍚戦摱琛屾彁浜ゅ～濂界殑鐢宠琛ㄣ€佹姢鐓у鍗颁欢銆佸涔犵璇佸鍗颁欢绛夋潗鏂欍€傛湁浜涢摱琛屽彲鑳借繕闇€瑕佸鏍″綍鍙栭€氱煡涔︽垨瀛﹁垂鏀粯璇佹槑绛夈€?

绛夊緟瀹℃牳锛氶摱琛屽皢瀹℃牳鎮ㄧ殑鐢宠鏉愭枡锛屽苟鍦ㄤ竴瀹氭椂闂村唴缁欏嚭瀹℃壒缁撴灉銆備竴鑸潵璇达紝鐢宠鍥介檯瀛︾敓閾惰鍗＄殑瀹℃牳鏃堕棿涓嶄細澶暱銆?

棰嗗彇閾惰鍗★細濡傛灉鎮ㄧ殑鐢宠鑾峰緱鎵瑰噯锛岄摱琛屽皢閫氱煡鎮ㄥ墠寰€鎸囧畾鍦扮偣棰嗗彇閾惰鍗°€傞鍙栨椂闇€鎼哄甫鏈夋晥韬唤璇佷欢鍙婄浉鍏宠瘉浠躲€?

闇€瑕佹敞鎰忕殑鏄紝涓嶅悓閾惰鐨勭敵璇风▼搴忓彲鑳戒細鏈夋墍涓嶅悓銆傝鎯呰鍙傞槄閾惰瀹樼綉鎻愪緵鐨勭敵璇锋寚鍗椼€?

鏂拌タ鍏扮暀瀛︾敓浣跨敤閾惰鍗＄殑浼樺娍

鎸佹湁鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱锛屾偍灏嗕韩鍙椾互涓嬩紭鍔匡細

鏀粯渚挎嵎锛氭柊瑗垮叞鐣欏鐢熼摱琛屽崱鍙敤浜庢棩甯告秷璐广€佽喘鐗┿€佺即璐广€傛偍鍙互浣跨敤閾惰鍗″湪鍚勫ぇ鍟嗗満銆佽秴甯傘€侀鍘呯瓑鍦烘墍杩涜鏀粯锛屾棤闇€鎼哄甫澶ч噺鐜伴噾銆?

瀹夊叏鍙潬锛氫笌鐜伴噾鐩告瘮锛岄摱琛屽崱鏇村畨鍏ㄥ彲闈犮€傚嵆浣挎偍鐨勫崱涓㈠け鎴栬鐩楋紝鍙鎮ㄥ強鏃惰仈绯婚摱琛屾寕澶憋紝鎮ㄧ殑鎹熷け灏变細寰楀埌鏈€澶х▼搴︾殑淇濋殰銆?

鍦ㄧ嚎鏀粯锛氭柊瑗垮叞鐣欏鐢熼摱琛屽崱閫氬父鏀寔鍦ㄧ嚎鏀粯鍔熻兘銆傛偍鍙互鍦ㄧ嚎璐墿銆佹敮浠樺璐广€佽璐満绁ㄧ瓑锛屼负鎮ㄧ殑鐣欏鐢熸椿鎻愪緵鏇村渚垮埄銆?

绠＄悊璐㈠姟锛氶€氳繃閾惰鍗＄數瀛愯处鎴凤紝鎮ㄥ彲浠ユ柟渚垮湴绠＄悊鎮ㄧ殑璐㈠姟銆傛偍鍙互闅忔椂鏌ョ湅浣欓銆佷氦鏄撹褰曞苟璁剧疆棰勭畻鎻愰啋锛屽府鍔╂偍鏇村ソ鍦版帶鍒舵秷璐广€?

鑾峰緱濂栧閲戯細濡傛灉鎮ㄨ幏寰楀瀛﹂噾鎴栧叾浠栧舰寮忕殑缁忔祹鎻村姪锛岄摱琛屽崱鍙互浣滀负鎮ㄨ幏寰楄祫閲戠殑宸ュ叿銆傛偍鍙互灏嗗瀛﹂噾鐩存帴杞叆鎮ㄧ殑閾惰璐︽埛锛屾柟渚跨鐞嗗拰浣跨敤銆?

缁间笂鎵€杩帮紝鏂拌タ鍏扮暀瀛︾敓閾惰鍗′负鎮ㄧ殑鐣欏鐢熸椿鎻愪緵浜嗚澶氫究鍒╋紝璁╂偍鐨勬秷璐规洿鍔犲畨鍏ㄣ€佷究鎹枫€佸彲鎺с€?

濡備綍閫夋嫨閫傚悎鑷繁鐨勯摱琛屽崱

鏂拌タ鍏扮暀瀛︾敓閫夋嫨閾惰鍗℃椂锛屽彲浠ュ弬鑰冧互涓嬪嚑涓柟闈細

鎵嬬画璐癸細涓嶅悓閾惰鍙兘浼氬鍥介檯瀛︾敓閾惰鍗℃敹鍙栦笉鍚岀殑鎵嬬画璐癸紝濡傚紑鎴疯垂銆佸勾璐广€佸彇娆捐垂绛夛紝鎮ㄥ彲浠ユ瘮杈冨悇閾惰鐨勬敹璐规爣鍑嗭紝閫夋嫨绗﹀悎鑷繁璐㈠姟鑳藉姏鐨勯摱琛屻€?

缃戜笂閾惰锛氱幇浠ｄ汉鐨勭敓娲诲凡缁忕涓嶅紑浜掕仈缃戯紝鍥犳鏂逛究鏄撶敤鐨勭綉涓婇摱琛岀郴缁熶篃鏄€夋嫨閾惰鍗＄殑閲嶈鍥犵礌銆傛偍鍙互浜嗚В璇ラ摱琛岀殑缃戜笂閾惰绯荤粺鏄惁鏂逛究銆佺ǔ瀹氥€佹槸鍚︽敮鎸佹偍闇€瑕佺殑鍔熻兘銆?

淇冮攢娲诲姩锛氭湁浜涢摱琛屼細閽堝鐣欏鐢熸帹鍑轰竴浜涗紭鎯犳椿鍔紝姣斿鍏嶅勾璐广€佷紭鎯犳眹鐜囩瓑锛屼綘鍙互鍏虫敞杩欎簺娲诲姩锛岄€夋嫨涓€瀹惰兘缁欎綘甯︽潵鐪熸瀹炴儬鐨勯摱琛屻€?

ATM瑕嗙洊鑼冨洿锛氶€夋嫨閾惰鍗℃椂锛岃繕鍙互鑰冭檻閾惰鐨凙TM瑕嗙洊鑼冨洿銆傚鏋滄偍缁忓父闇€瑕佸彇娆炬垨鏌ヨ浣欓锛岄€夋嫨ATM鏈虹杈冨鐨勯摱琛屼細姣旇緝鏂逛究銆?

缁煎悎鑰冭檻浠ヤ笂鍥犵礌锛岄€夋嫨涓€寮犻€傚悎鑷繁鐨勬柊瑗垮叞鐣欏鐢熼摱琛屽崱灏嗕负鎮ㄧ殑鐣欏鐢熸椿甯︽潵鏇村鐨勪究鍒╁拰鑸掗€傘€?

缁撹

鏂拌タ鍏板浗闄呭鐢熼摱琛屽崱鏄偍鐣欏鐢熸椿涓笉鍙垨缂虹殑涓€閮ㄥ垎銆傚畠鍙互鎻愪緵渚挎嵎鐨勬敮浠樻柟寮忥紝瀹夊叏鍙潬鐨勬秷璐圭幆澧冿紝甯姪鎮ㄧ鐞嗚储鍔″苟鑾峰緱濂栧閲戙€傞€夋嫨閾惰鍗℃椂锛屾偍鍙互鏍规嵁鑷繁鐨勯渶姹傚拰璐㈠姟鑳藉姏閫夋嫨鍚堥€傜殑閾惰銆傜浉淇″悎鐞嗕娇鐢ㄧ暀瀛︾敓閾惰鍗★紝鎮ㄧ殑鐣欏鐢熸椿灏嗕細鏇村姞渚挎嵎銆佽垝閫傦紒

3鏂拌タ鍏扮暀瀛﹀浣曞紑璁鹃摱琛岃处鎴?

浣滀负鏉ユ柊瑗垮叞鐣欏鐨勪腑鍥藉鐢燂紝寮€璁惧綋鍦伴摱琛岃处鎴烽潪甯搁噸瑕併€傚紑璁鹃摱琛岃处鎴峰彲浠ュ府鍔╂垜浠洿濂界殑绠＄悊璐㈠姟锛屾柟渚挎垜浠殑鏃ュ父娑堣垂鍜屾敮浠樸€傞偅涔堬紝鏂拌タ鍏扮暀瀛︽湡闂村浣曞紑璁鹃摱琛岃处鎴峰憿锛熶笅闈㈡垜灏卞垎浜竴浜涚粡楠岋紝甯屾湜瀵瑰ぇ瀹舵湁鎵€甯姪銆?

1. 閫夋嫨鍚堥€傜殑閾惰

鍦ㄦ柊瑗垮叞锛屾湁鍑犲ぇ閾惰鍙緵閫夋嫨锛屽寘鎷珹NZ閾惰銆丄SB閾惰銆乄estpac閾惰绛夈€備笉鍚岄摱琛屾彁渚涚殑鏈嶅姟鍜岃垂鐢ㄥ彲鑳芥湁鎵€涓嶅悓锛屾墍浠ラ€夋嫨鏃堕渶瑕佽€冭檻鑷繁鐨勯渶姹傚拰瀹為檯鎯呭喌銆傞摱琛屻€?

鎬讳綋鑰岃█锛屾境鏂伴摱琛屾槸鏈€鍙椾腑鍥藉鐢熸杩庣殑閾惰涔嬩竴銆傛境鏂伴摱琛屼笓闂ㄤ负鍥介檯瀛︾敓鎻愪緵鏈嶅姟锛屽寘鎷紑绔嬪浗闄呭鐢熻处鎴枫€佹彁渚涗俊鐢ㄥ崱銆佸姙鐞嗘眹娆剧瓑銆傛澶栵紝婢虫柊閾惰鐨勭綉涓婇摱琛岀郴缁熶篃闈炲父鏂逛究鏄撶敤锛屽彲浠ラ殢鏃惰繘琛岃处鎴锋煡璇㈠拰浜ゆ槗銆傚拰浠讳綍鍦版柟銆?

2銆佸噯澶囧紑鎴锋墍闇€鏉愭枡

鍦ㄥ幓閾惰寮€鎴蜂箣鍓嶏紝鎴戜滑闇€瑕佸噯澶囦竴浜涘繀瑕佺殑鏉愭枡銆備竴鑸潵璇达紝鎴戜滑闇€瑕佹彁渚涗互涓嬫潗鏂欙細

鎶ょ収锛氫綔涓鸿韩浠借瘉鏄庛€?

瀛︾敓绛捐瘉锛氱敤浣滃浗闄呭鐢熻韩浠界殑璇佹槑銆?

瀛︽牎褰曞彇閫氱煡涔︼細璇佹槑鎴戜滑鏄湪鏍″鐢熺殑璇佹槑銆?

鍦板潃璇佹槑锛氬彲浠ヤ娇鐢ㄥ鏍″鑸嶅湴鍧€鎴栫鎴垮悎鍚屼綔涓哄湴鍧€璇佹槑銆?

鍏朵粬锛氶摱琛岃姹傜殑鍏朵粬鏉愭枡锛屽瀛﹁垂缂寸撼璇佹槑銆佸鐢熻瘉绛夈€?

鍦ㄥ噯澶囪繖浜涙潗鏂欐椂锛屾垜浠渶瑕佺‘淇濆叾鏈夋晥鎬у拰鐪熷疄鎬с€傚鏋滄湁闇€瑕侊紝鎴戜滑涔熷彲浠ユ彁鍓嶈仈绯婚摱琛岋紝浜嗚В鍏蜂綋鐨勬潗鏂欒姹傦紝浠ュ厤鍒版椂鍊欓€犳垚涓嶅繀瑕佺殑楹荤儲銆?

3. 鍘婚摱琛屽紑鎴?

鍑嗗濂藉紑鎴锋墍闇€鐨勬潗鏂欏悗锛屾垜浠氨鍙互鍘婚摱琛屽姙鐞嗗紑鎴锋墜缁簡銆備竴鑸潵璇达紝鎴戜滑鍙互閫夋嫨鐩存帴鍘婚摱琛屾煖鍙板姙鐞嗭紝涔熷彲浠ュ湪缃戜笂棰勭害锛屽埌鏃跺€欏幓閾惰鍔炵悊銆傚鏋滄垜浠€夋嫨缃戜笂棰勭害锛岄渶瑕佹彁鍓嶄簡瑙ｉ摱琛岀殑棰勭害娴佺▼鍜屾敞鎰忎簨椤广€?

鍦ㄩ摱琛屽姙鐞嗗紑鎴锋墜缁椂锛屾垜浠渶瑕佸～鍐欏紑鎴风敵璇疯〃骞舵彁浜ゆ墍闇€鏉愭枡銆傞摱琛屽伐浣滀汉鍛樹細鏍稿疄鎴戜滑鐨勬潗鏂欏苟杩涜鐩稿叧鎿嶄綔銆備竴鑸潵璇达紝鏁翠釜寮€鎴锋祦绋嬫瘮杈冪畝鍗曪紝鍙渶鑰愬績绛夊緟鍗冲彲銆?

4.婵€娲婚摱琛屽崱骞惰缃瘑鐮?

寮€鎴锋墜缁畬鎴愬悗锛岄摱琛屼細缁欐垜浠竴寮犻摱琛屽崱锛屽苟鍛婅瘔鎴戜滑濡備綍婵€娲婚摱琛屽崱鍜岃缃瘑鐮併€備竴鑸潵璇达紝鎴戜滑鍙互閫氳繃鐢佃瘽銆佺綉涓婇摱琛屾垨鑰呯洿鎺ュ埌閾惰鐨勮嚜鍔╄澶囨潵婵€娲诲拰璁剧疆瀵嗙爜銆?

婵€娲婚摱琛屽崱鍚庯紝鎴戜滑灏卞彲浠ュ紑濮嬩娇鐢ㄥ畠杩涜鏃ュ父娑堣垂鍜屾敮浠樹簡銆傚悓鏃讹紝鎴戜滑杩樺彲浠ュ皢閾惰鍗′笌鎵嬫満缁戝畾锛屾柟渚夸娇鐢ㄧЩ鍔ㄦ敮浠樺姛鑳姐€傝繖鏍锋垜浠氨鍙互鏇村姞鏂逛究鍦版秷璐瑰拰鏀粯锛屼笉鍐嶉渶瑕佹惡甯﹀ぇ閲忕幇閲戙€?

5.浜嗚В閾惰鐨勬湇鍔″強鏀惰垂

寮€璁鹃摱琛岃处鎴峰悗锛屾垜浠渶瑕佷簡瑙ｉ摱琛屾彁渚涚殑鍚勯」鏈嶅姟浠ュ強鐩稿叧璐圭敤銆備笉鍚岀殑閾惰鍙兘鏈変笉鍚岀殑鏈嶅姟椤圭洰鍜屾敹璐规爣鍑嗭紝鍥犳鎴戜滑闇€瑕佷粩缁嗛槄璇婚摱琛屾彁渚涚殑鐩稿叧淇℃伅锛屼互閬垮厤浜х敓涓嶅繀瑕佺殑璐圭敤銆?

姝ゅ锛屾垜浠繕鍙互瀛︿範濡備綍浣跨敤閾惰鐨勭綉涓婇摱琛岀郴缁熷拰鎵嬫満閾惰搴旂敤绋嬪簭锛屼互渚挎垜浠洿濂藉湴绠＄悊鎴戜滑鐨勮处鎴峰拰杩涜鍚勭浜ゆ槗鎿嶄綔銆傚鏈夐渶瑕侊紝鎴戜滑杩樺彲浠ュ悜閾惰鍜ㄨ濡備綍鍔炵悊姹囨銆佺敵璇蜂俊鐢ㄥ崱绛夌浉鍏抽棶棰樸€?

6銆佷繚鎶や釜浜洪摱琛屼俊鎭畨鍏?

鍦ㄤ娇鐢ㄩ摱琛岃处鎴疯繘琛屽悇绉嶄氦鏄撴椂锛岄渶瑕佹敞鎰忎繚鎶や釜浜洪摱琛屼俊鎭殑瀹夊叏銆傞鍏堬紝鎴戜滑闇€瑕佽缃竴涓畨鍏ㄧ殑瀵嗙爜骞跺畾鏈熸洿鏀广€傚叾娆★紝鎴戜滑闇€瑕佹敞鎰忎笉瑕侀殢鎰忓皢鑷繁鐨勯摱琛屽崱鍜屽瘑鐮侀€忛湶缁欎粬浜猴紝浠ュ厤琚粬浜虹獌鍙栥€?

鍙﹀锛屾垜浠繕鍙互浣跨敤鎵嬫満涓婄殑閾惰搴旂敤绋嬪簭杩涜浜ゆ槗锛岃繖鏍峰彲浠ュ鍔犱氦鏄撶殑瀹夊叏鎬с€傚悓鏃讹紝鎴戜滑闇€瑕佸畾鏈熸鏌ラ摱琛岃处鎴风殑浜ゆ槗璁板綍锛屽彂鐜板紓甯告儏鍐靛強鏃惰仈绯婚摱琛屻€?

鎬荤粨

寮€璁炬柊瑗垮叞閾惰璐︽埛瀵逛簬鍥介檯瀛︾敓鏉ヨ闈炲父閲嶈銆傞€氳繃閫夋嫨鍚堥€傜殑閾惰銆佸噯澶囧紑鎴锋墍闇€鏉愭枡銆佸埌閾惰寮€鎴枫€佹縺娲婚摱琛屽崱骞惰缃瘑鐮併€佷簡瑙ｉ摱琛岀殑鏈嶅姟鍜屾敹璐广€佷繚鎶や釜浜洪摱琛屼俊鎭殑瀹夊叏锛屽彲浠ユ垚鍔熷紑璁炬柊瑗垮叞閾惰璐︽埛銆傚苟鏇村ソ鍦扮鐞嗘垜浠殑璐㈠姟銆?

甯屾湜浠ヤ笂鍒嗕韩瀵瑰湪鏂拌タ鍏扮暀瀛︾殑鍚屽鏈夋墍甯姪銆傜澶у鏂拌タ鍏扮暀瀛︾敓娲绘剦蹇紒

4寮犳柊瑗垮叞鐣欏鐢熷父鐢ㄩ摱琛屽崱鎺ㄨ崘

浣滀负鏂拌タ鍏扮殑鐣欏鐢燂紝閫夋嫨涓€寮犻€傚悎鑷繁鐨勯摱琛屽崱闈炲父閲嶈銆備竴寮犲ソ鐨勯摱琛屽崱鍙互鏂逛究鎴戜滑鐨勭敓娲伙紝甯姪鎴戜滑鏇村ソ鐨勭鐞嗚储鍔°€傚湪鏂拌タ鍏帮紝鏈夊緢澶氶摱琛屽彲渚涢€夋嫨锛屼絾姣忓閾惰閮芥湁涓嶅悓鐨勬湇鍔″拰浼樻儬銆備互涓嬫槸鎴戞牴鎹嚜宸辩殑缁忛獙鎺ㄨ崘鐨勫嚑寮犳柊瑗垮叞鐣欏鐢熷父鐢ㄧ殑閾惰鍗°€?

1. 婢虫柊閾惰

婢虫柊閾惰鏄柊瑗垮叞鏈€澶х殑閾惰涔嬩竴锛屼篃鏄澶氬浗闄呭鐢熺殑棣栭€夈€備粬浠彁渚涗竴绯诲垪涓撳睘浜庡浗闄呭鐢熺殑鏈嶅姟鍜屾姌鎵ｏ紝鍖呮嫭鍏嶈垂寮€鎴枫€佸厤璐硅浆璐︺€佸厤璐圭綉涓婇摱琛岀瓑銆傛澶栵紝婢虫柊閾惰涓庡鎵€澶у鍚堜綔锛屼负瀛︾敓鎻愪緵棰濆鐨勪紭鎯犲拰鏈嶅姟銆?

婢虫柊閾惰鐨勭綉涓婇摱琛岀郴缁熼潪甯告柟渚夸笖鏄撲簬浣跨敤銆傛偍鍙互闅忔椂闅忓湴鏌ョ湅璐︽埛浣欓銆佽浆璐︺€佹敮浠樿处鍗曠瓑銆備粬浠繕鎻愪緵鎵嬫満閾惰銆佹敮浠樺疂绛夌Щ鍔ㄦ敮浠樻柟寮忥紝鏂逛究鎴戜滑鏃ュ父鐢熸椿娑堣垂銆?

婢虫柊閾惰鐨勪俊鐢ㄥ崱涔熷緢鍙楀浗闄呭鐢熺殑娆㈣繋銆備粬浠彁渚涘绉嶄俊鐢ㄥ崱锛屽寘鎷鐢熶俊鐢ㄥ崱銆佹梾琛屼俊鐢ㄥ崱绛夛紝杩欎簺淇＄敤鍗″勾璐逛綆锛岃祹鍥炴瘮渚嬩紭鎯狅紝闈炲父閫傚悎鎴戜滑鍦ㄦ柊瑗垮叞鐨勬秷璐瑰拰鏃呰銆?

2.ASB閾惰

ASB 閾惰鏄彟涓€瀹舵繁鍙楀浗闄呭鐢熸杩庣殑閾惰銆備粬浠彁渚涗竴绯诲垪涓撳睘浜庡浗闄呭鐢熺殑鏈嶅姟鍜屾姌鎵ｏ紝鍖呮嫭鍏嶈垂寮€鎴枫€佸厤璐硅浆璐︺€佸厤璐圭綉涓婇摱琛岀瓑銆傛澶栵紝ASB Bank杩樻湁涓撻棬鐨勫浗闄呭鐢熷洟闃燂紝鍙互涓烘垜浠彁渚涙洿澶氫釜鎬у寲鐨勬湇鍔″拰甯姪銆?

ASB Bank鐨勭綉涓婇摱琛岀郴缁熶篃闈炲父鏂逛究鏄撶敤銆傛偍鍙互闅忔椂闅忓湴鏌ョ湅璐︽埛浣欓銆佽浆璐︺€佹敮浠樿处鍗曠瓑銆備粬浠繕鎻愪緵鎵嬫満閾惰銆佹敮浠樺疂绛夌Щ鍔ㄦ敮浠樻柟寮忥紝鏂逛究鎴戜滑鏃ュ父鐢熸椿娑堣垂銆?

ASB閾惰鐨勪俊鐢ㄥ崱涔熷緢鍙楀浗闄呭鐢熺殑娆㈣繋銆備粬浠彁渚涚殑淇＄敤鍗＄绫诲緢澶氾紝鍖呮嫭瀛︾敓淇＄敤鍗°€佹梾琛屼俊鐢ㄥ崱绛夛紝杩欎簺淇＄敤鍗″勾璐逛綆锛岃祹鍥炴瘮渚嬩紭鎯狅紝闈炲父閫傚悎鎴戜滑鍦ㄦ柊瑗垮叞鐨勬秷璐瑰拰鏃呮父銆?

3. 鏂拌タ鍏伴摱琛?

BNZ閾惰鏄柊瑗垮叞鍘嗗彶鏈€鎮犱箙鐨勯摱琛屼箣涓€锛屼篃鏄紬澶氬浗闄呭鐢熺殑閫夋嫨涔嬩竴銆備粬浠彁渚涗竴绯诲垪涓撳睘浜庡浗闄呭鐢熺殑鏈嶅姟鍜屾姌鎵ｏ紝鍖呮嫭鍏嶈垂寮€鎴枫€佸厤璐硅浆璐︺€佸厤璐圭綉涓婇摱琛岀瓑銆傛澶栵紝BNZ閾惰杩樹笌澶氭墍澶у鍚堜綔锛屼负瀛︾敓鎻愪緵棰濆鐨勪紭鎯犲拰鏈嶅姟銆?

BNZ閾惰鐨勭綉涓婇摱琛岀郴缁熼潪甯告柟渚夸笖鏄撲簬浣跨敤銆傛偍鍙互闅忔椂闅忓湴鏌ョ湅璐︽埛浣欓銆佽浆璐︺€佹敮浠樿处鍗曠瓑銆備粬浠繕鎻愪緵鎵嬫満閾惰銆佹敮浠樺疂绛夌Щ鍔ㄦ敮浠樻柟寮忥紝鏂逛究鎴戜滑鏃ュ父鐢熸椿娑堣垂銆?

BNZ閾惰鐨勪俊鐢ㄥ崱涔熷緢鍙楀浗闄呭鐢熺殑娆㈣繋銆備粬浠彁渚涚殑淇＄敤鍗＄绫诲緢澶氾紝鍖呮嫭瀛︾敓淇＄敤鍗°€佹梾琛屼俊鐢ㄥ崱绛夛紝杩欎簺淇＄敤鍗″勾璐逛綆锛岃祹鍥炴瘮渚嬩紭鎯狅紝闈炲父閫傚悎鎴戜滑鍦ㄦ柊瑗垮叞鐨勬秷璐瑰拰鏃呮父銆?

4.瑗垮お骞虫磱閾惰

瑗垮お骞虫磱閾惰鏄柊瑗垮叞鍥涘ぇ閾惰涔嬩竴锛屼篃鏄紬澶氬浗闄呭鐢熺殑閫夋嫨涔嬩竴銆備粬浠彁渚涗竴绯诲垪涓撳睘浜庡浗闄呭鐢熺殑鏈嶅姟鍜屾姌鎵ｏ紝鍖呮嫭鍏嶈垂寮€鎴枫€佸厤璐硅浆璐︺€佸厤璐圭綉涓婇摱琛岀瓑銆傛澶栵紝瑗垮お骞虫磱閾惰杩樹笌澶氭墍澶у鍚堜綔锛屼负瀛︾敓鎻愪緵棰濆鐨勪紭鎯犲拰鏈嶅姟銆?

瑗垮お骞虫磱閾惰鐨勭綉涓婇摱琛岀郴缁熼潪甯告柟渚夸笖鏄撲簬浣跨敤銆傛偍鍙互闅忔椂闅忓湴鏌ョ湅璐︽埛浣欓銆佽浆璐︺€佹敮浠樿处鍗曠瓑銆備粬浠繕鎻愪緵鎵嬫満閾惰銆佹敮浠樺疂绛夌Щ鍔ㄦ敮浠樻柟寮忥紝鏂逛究鎴戜滑鏃ュ父鐢熸椿娑堣垂銆?

瑗垮お骞虫磱閾惰鐨勪俊鐢ㄥ崱涔熷緢鍙楀浗闄呭鐢熸杩庛€備粬浠彁渚涘绉嶄俊鐢ㄥ崱锛屽寘鎷鐢熶俊鐢ㄥ崱銆佹梾琛屼俊鐢ㄥ崱绛夛紝杩欎簺淇＄敤鍗″勾璐逛綆锛岃祹鍥炴瘮渚嬩紭鎯狅紝闈炲父閫傚悎鎴戜滑鍦ㄦ柊瑗垮叞鐨勬秷璐瑰拰鏃呰銆?

5.鏂拌タ鍏伴摱琛?

Kiwibank鏄柊瑗垮叞鏈湴閾惰锛屼篃鏄緢澶氬浗闄呭鐢熺殑閫夋嫨涔嬩竴銆備粬浠彁渚涗竴绯诲垪涓撳睘浜庡浗闄呭鐢熺殑鏈嶅姟鍜屾姌鎵ｏ紝鍖呮嫭鍏嶈垂寮€鎴枫€佸厤璐硅浆璐︺€佸厤璐圭綉涓婇摱琛岀瓑銆傛澶栵紝Kiwibank杩樹笌澶氭墍澶у鍚堜綔锛屼负瀛︾敓鎻愪緵棰濆鐨勪紭鎯犲拰鏈嶅姟銆?

Kiwibank鐨勭綉涓婇摱琛岀郴缁熼潪甯告柟渚夸笖鏄撲簬浣跨敤銆傛偍鍙互闅忔椂闅忓湴鏌ョ湅璐︽埛浣欓銆佽浆璐︺€佹敮浠樿处鍗曠瓑銆備粬浠繕鎻愪緵鎵嬫満閾惰銆佹敮浠樺疂绛夌Щ鍔ㄦ敮浠樻柟寮忥紝鏂逛究鎴戜滑鏃ュ父鐢熸椿娑堣垂銆?

Kiwibank 鐨勪俊鐢ㄥ崱涔熷緢鍙楀浗闄呭鐢熸杩庛€備粬浠彁渚涚殑淇＄敤鍗＄绫诲緢澶氾紝鍖呮嫭瀛︾敓淇＄敤鍗°€佹梾琛屼俊鐢ㄥ崱绛夛紝杩欎簺淇＄敤鍗″勾璐逛綆锛岃祹鍥炴瘮渚嬩紭鎯狅紝闈炲父閫傚悎鎴戜滑鍦ㄦ柊瑗垮叞鐨勬秷璐瑰拰鏃呰銆?

鎬荤粨

浠ヤ笂灏辨槸鎴戠粰澶у鎺ㄨ崘鐨勪竴浜涙柊瑗垮叞鐣欏鐢熷父鐢ㄧ殑閾惰鍗°€傛瘡瀹堕摱琛岄兘鏈夎嚜宸辩殑鐗圭偣鍜屼紭鍔匡紝鎴戜滑鍙互鏍规嵁鑷繁鐨勯渶姹傚拰鍠滃ソ閫夋嫨閫傚悎鑷繁鐨勯摱琛屽崱銆傚笇鏈涜繖绡囨枃绔犲姝ｅ湪鑰冭檻鍘绘柊瑗垮叞鐣欏鐨勫悓瀛︽湁鎵€甯姪锛?

5鏂拌タ鍏扮暀瀛﹂渶瑕佷粈涔堥摱琛屽崱锛?

浣滀负涓€鍚嶇暀瀛︾敓锛屾潵鍒版柊瑗垮叞鍚庯紝鎴戜滑鐨勭敓娲诲氨绂讳笉寮€閾惰鍗′簡銆傞摱琛屽崱涓嶄粎鍙互鐢ㄤ簬鏃ュ父娑堣垂锛岃繕鍙互鏂逛究鍔炵悊姹囨銆佺即绾冲璐圭瓑閲嶈浜嬮」銆傞偅涔堬紝鍘绘柊瑗垮叞鐣欏闇€瑕佸摢浜涢摱琛屽崱鍛紵鎺ヤ笅鏉ワ紝鎴戝皢涓庡ぇ瀹跺垎浜竴浜涚粡楠屻€?

1.鏂拌タ鍏板綋鍦伴摱琛屽崱

棣栧厛锛屾垜浠鍦ㄦ柊瑗垮叞褰撳湴寮€涓€寮犻摱琛屽崱銆傝繖浣挎垜浠洿瀹规槗鍦ㄥ綋鍦版秷璐瑰拰鍙栨銆傛柊瑗垮叞鏈夊嚑澶ч摱琛岋紝姣斿ANZ銆丄SB銆乄estpac绛夛紝鎴戜滑鍙互鏍规嵁鑷繁鐨勯渶瑕侀€夋嫨鍏朵腑涓€瀹跺紑鎴枫€?

鍦ㄩ€夋嫨閾惰鏃讹紝鎴戜滑鍙互鑰冭檻浠ヤ笅鍥犵礌锛?

鏈嶅姟璐圭敤锛氫笉鍚岄摱琛岀殑鏈嶅姟璐圭敤鍙兘鏈夋墍涓嶅悓銆傛垜浠彲浠ユ瘮杈冨悇涓摱琛岀殑璐圭敤锛岄€夋嫨閫傚悎鎮ㄧ殑閾惰銆?

缃戜笂閾惰鍜屾墜鏈洪摱琛岋細鐜板湪閾惰鎻愪緵缃戜笂閾惰鍜屾墜鏈洪摱琛屾湇鍔★紝鏂逛究鎴戜滑闅忔椂闅忓湴杩涜鎿嶄綔銆傛垜浠彲浠ヤ簡瑙ｅ悇閾惰缃戜笂閾惰鍜屾墜鏈洪摱琛岀殑浣跨敤缁忛獙銆?

ATM缃戠粶锛氭垜浠彲浠ユ煡璇㈠悇閾惰鐨凙TM缃戠粶瑕嗙洊鎯呭喌锛屾柟渚挎垜浠彇娆俱€?

鍦ㄥ紑褰撳湴閾惰鍗℃椂锛屾垜浠渶瑕佹彁渚涗竴浜涘熀鏈殑韬唤璇佹槑鏂囦欢锛屾瘮濡傛姢鐓с€佸鐢熺璇佺瓑銆傛澶栵紝鏈変簺閾惰鍙兘浼氳姹傛垜浠彁渚涘鏍″嚭鍏风殑璇佹槑鎴戜滑鐩墠姝ｅ湪灏辫鐨勮瘉鏄庝俊銆?

2銆佸鍐呴摱琛屽崱

闄や簡鍦ㄦ柊瑗垮叞寮€褰撳湴閾惰鍗″锛屾垜浠繕鍙互淇濈暀鍥藉唴閾惰鍗°€傚浗鍐呴摱琛屽崱鍦ㄦ煇浜涙儏鍐典笅涔熷緢鏈夌敤銆?

棣栧厛锛屾垜浠彲浠ラ€氳繃鍥藉唴閾惰鍗℃眹娆俱€傚鏋滄垜浠渶瑕佷粠鍥藉唴姹囨鍒版柊瑗垮叞鏀粯瀛﹁垂鎴栬€呯敓娲昏垂锛屽浗鍐呴摱琛屽崱鍙互鎻愪緵渚垮埄銆傛垜浠彲浠ラ€氳繃缃戜笂閾惰鎴栨墜鏈洪摱琛屽皢璧勯噾杞叆鏂拌タ鍏板綋鍦伴摱琛岃处鎴枫€?

鍏舵锛屽湪涓€浜涚壒娈婃儏鍐典笅锛屽浗鍐呴摱琛屽崱涔熷彲浠ヤ綔涓哄鐢ㄥ崱銆備緥濡傦紝褰撴垜浠湰鍦伴摱琛屽崱涓㈠け鎴栬鐩楁椂锛屽彲浠ユ殏鏃舵洿鎹㈠浗鍐呴摱琛屽崱锛屼互渚挎垜浠彲浠ョ户缁甯告秷璐瑰拰鍙栨銆?

闇€瑕佹敞鎰忕殑鏄紝鍦ㄦ柊瑗垮叞浣跨敤鍥藉唴閾惰鍗¤繘琛岃喘鐗╁拰鍙栨鏃跺彲鑳戒細浜х敓涓€浜涙墜缁垂銆傛垜浠彲浠ュ挩璇㈡垜浠殑閾惰浜嗚В鐩稿叧璐圭敤銆?

3.鏀粯瀹濆強浠樻

闄や簡閾惰鍗′箣澶栵紝鏀粯瀹濄€佸井淇℃敮浠樹篃寰堟柟渚裤€傚湪鏂拌タ鍏帮紝瓒婃潵瓒婂鐨勫晢鎴峰紑濮嬫帴鍙楁敮浠樺疂鍜屽井淇℃敮浠樸€傛垜浠彲浠ュ皢鏀粯瀹濆拰寰俊璐︽埛涓庡綋鍦伴摱琛屽崱缁戝畾锛屾柟渚垮湪鍟嗘埛浣跨敤绉诲姩鏀粯銆?

姝ゅ锛岃繕鍙互浣跨敤鏀粯瀹濆拰寰俊鏀粯鍚戝浗鍐呬翰鍙嬫眹娆俱€傛垜浠彲浠ラ€氳繃鏀粯瀹濇垨寰俊鏀粯鍚戝浗鍐呬翰鍙嬬殑璐︽埛杞处锛屾柟渚垮揩鎹枫€?

闇€瑕佹敞鎰忕殑鏄紝鍦ㄤ娇鐢ㄦ敮浠樺疂銆佸井淇℃敮浠樻椂锛屾垜浠渶瑕佷繚鎶よ嚜宸辩殑璐︽埛瀹夊叏銆傝缃畨鍏ㄥ瘑鐮併€佺粦瀹氭墜鏈哄彿鐮佺瓑鎺柦鏄繀瑕佺殑銆?

4.鍏朵粬閾惰鍗?

闄や簡涓婅堪閾惰鍗″锛岃繕鏈変竴浜涘叾浠栭摱琛屽崱涔熷彲浠ヤ綔涓烘浛浠ｃ€備緥濡傦紝涓€浜涘浗闄呴摱琛岋紝濡傛眹涓伴摱琛屽拰鑺辨棗閾惰锛屼篃鍦ㄦ柊瑗垮叞璁炬湁鍒嗚銆傛垜浠彲浠ヨ€冭檻鍦ㄨ繖浜涢摱琛屽紑鎴枫€?

姝ゅ锛屼竴浜涘鏍″拰鏈烘瀯杩樻彁渚涜嚜宸辩殑閾惰鍗℃湇鍔°€傛垜浠彲浠ヤ簡瑙ｅ鏍℃垨鏈烘瀯鎺ㄨ崘鐨勯摱琛屽崱锛屾牴鎹嚜宸辩殑闇€瑕侀€夋嫨鍚堥€傜殑閾惰鍗°€?

鎬荤粨

鏂拌タ鍏扮暀瀛﹂渶瑕佷粈涔堥摱琛屽崱锛熼鍏堬紝鎴戜滑搴旇鍦ㄦ柊瑗垮叞褰撳湴寮€涓€寮犻摱琛屽崱锛屾柟渚挎垜浠湪褰撳湴鐨勬秷璐瑰拰鍙栨銆傚叾娆★紝鎴戜滑鍙互淇濈濂藉浗鍐呯殑閾惰鍗★紝浠ュ涓嶆椂涔嬮渶銆傛澶栵紝鏀粯瀹濆拰寰俊鏀粯涔熸槸闈炲父鏂逛究鐨勫伐鍏凤紝鍙互鐢ㄤ簬绉诲姩鏀粯浠ュ強缁欏浗鍐呬翰鍙嬫眹娆俱€傛渶鍚庯紝鏍规嵁鑷繁鐨勯渶瑕侊紝鎴戜滑涔熷彲浠ラ€夋嫨鍏朵粬閾惰鐨勮处鎴枫€?

甯屾湜浠ヤ笂鍒嗕韩瀵瑰噯澶囧幓鏂拌タ鍏扮暀瀛︾殑鏈嬪弸鏈夋墍甯姪锛佺澶у鏂拌タ鍏扮暀瀛︾敓娲婚『鍒┿€佹剦蹇紒

6.鏂拌タ鍏扮暀瀛︾敓閾惰鍗＄敵璇锋祦绋?

浣滀负涓€鍚嶄腑鍥藉鐢燂紝鏉ユ柊瑗垮叞鐣欏鏄竴涓柊鐨勫紑濮嬨€傚湪鍑嗗鍑哄浗鐣欏鐨勮繃绋嬩腑锛岄櫎浜嗙璇併€佹満绁ㄣ€佷綇瀹跨瓑闂澶栵紝鐢宠鏂拌タ鍏扮暀瀛︾敓閾惰鍗′篃鏄潪甯搁噸瑕佺殑涓€姝ャ€傛柊瑗垮叞鐣欏鐢熼摱琛屽崱涓嶄粎鍙互甯姪鎴戜滑鏇村ソ鐨勭鐞嗚储鍔★紝杩樺彲浠ユ彁渚涘悇绉嶄究鎹风殑閲戣瀺鏈嶅姟銆傞偅涔堬紝鏂拌タ鍏扮暀瀛︾敓鐢宠閾惰鍗＄殑娴佺▼鏄€庢牱鐨勫憿锛熶笅闈㈡垜灏辨潵鍒嗕韩涓€涓嬫垜鐨勭粡鍘嗐€?

1. 閫夋嫨鍚堥€傜殑閾惰

鍦ㄦ柊瑗垮叞锛屽彲渚涢€夋嫨鐨勯摱琛屾湁寰堝锛屾瘮濡侫NZ銆丄SB銆乄estpac绛夛紝姣忓閾惰閮芥湁鑷繁鐨勭壒鐐瑰拰浼樺娍锛屾墍浠ュ湪閫夋嫨閾惰鐨勬椂鍊欙紝澶у鍙互鏍规嵁鑷繁鐨勯渶姹傚拰鍠滃ソ鏉ラ€夋嫨銆傛偍鍙互鏌ョ湅鍚勫ぇ閾惰鐨勫畼鏂圭綉绔欙紝浜嗚В鍏朵骇鍝佸拰鏈嶅姟锛屽苟姣旇緝鍏惰垂鐢ㄣ€佸埄鐜囥€佺綉缁滆鐩栬寖鍥寸瓑鏂归潰鐨勫樊寮傘€?

2. 鍑嗗鐢宠鏉愭枡

鍦ㄧ敵璇锋柊瑗垮叞鍥介檯瀛︾敓閾惰鍗′箣鍓嶏紝鎴戜滑闇€瑕佸噯澶囦竴浜涘繀瑕佺殑鐢宠鏉愭枡銆傞€氬父鎯呭喌涓嬶紝鎴戜滑闇€瑕佹彁渚涗互涓嬫枃浠讹細

鎶ょ収锛氫綔涓鸿韩浠借瘉鏄庯紝闇€瑕佹彁渚涙湁鏁堟姢鐓х殑澶嶅嵃浠躲€?

瀛︾敓绛捐瘉锛?浣滀负鍦ㄦ柊瑗垮叞鍚堟硶灞呬綇鐨勮瘉鏄庯紝闇€瑕佹彁渚涙湁鏁堝鐢熺璇佺殑鍓湰銆?

瀛︽牎褰曞彇閫氱煡涔︼細浣滀负鍦ㄦ柊瑗垮叞瀛︿範鐨勮瘉鏄庯紝闇€鎻愪緵瀛︽牎褰曞彇閫氱煡涔﹀師浠舵垨澶嶅嵃浠躲€?

鍦板潃璇佹槑锛氶渶鎻愪緵鍦ㄦ柊瑗垮叞鐨勫湴鍧€璇佹槑锛屽绉熻祦鍚堝悓銆佹按鐢佃垂璐﹀崟绛夈€?

鍏朵粬璇佹槑鏂囦欢锛氭牴鎹笉鍚岄摱琛岀殑瑕佹眰锛屽彲鑳介渶瑕佸叾浠栬瘉鏄庢枃浠讹紝濡傚嚭鐢熻瘉鏄庛€佸鍘嗚瘉鏄庣瓑銆?

3.鍘婚摱琛岀敵璇?

鍑嗗濂界敵璇锋潗鏂欏悗锛屾垜浠氨鍙互鍘昏嚜宸遍€夋嫨鐨勯摱琛岀敵璇锋柊瑗垮叞鐣欏鐢熼摱琛屽崱浜嗐€傚幓閾惰涔嬪墠鏈€濂芥彁鍓嶉绾︼紝閬垮厤鍒拌揪閾惰鏃堕渶瑕侀暱鏃堕棿绛夊緟銆傚湪閾惰锛屾垜浠渶瑕佸悜宸ヤ綔浜哄憳璇存槑鎴戜滑瑕佺敵璇锋柊瑗垮叞鐣欏鐢熼摱琛屽崱锛屽苟鎻愪氦鐢宠鏉愭枡銆傚伐浣滀汉鍛樹細瀵规垜浠殑鏉愭枡杩涜瀹℃牳锛岀‘璁ゆ棤璇悗锛屼細甯垜浠姙鐞嗗紑鎴锋墜缁€?

4銆佺缃茬浉鍏虫枃浠?

鏂拌タ鍏扮暀瀛︾敓鐢宠閾惰鍗℃椂锛岄渶瑕佺缃蹭竴浜涚浉鍏虫枃浠躲€傝繖浜涙枃浠堕€氬父鍖呮嫭寮€鎴峰崗璁€佹湇鍔℃潯娆俱€佽垂鐢ㄨ〃绛夈€傚湪绛剧讲鏂囦欢涔嬪墠锛屾垜浠渶瑕佷粩缁嗛槄璇绘瘡涓潯娆撅紝浠ョ‘淇濇垜浠悊瑙ｅ苟鍚屾剰鍏跺唴瀹广€傚鏋滆繕鏈変粈涔堜笉娓呮鐨勫湴鏂癸紝鍙互璇㈤棶宸ヤ綔浜哄憳锛屼粬浠細鑰愬績瑙ｇ瓟鎴戜滑鐨勯棶棰樸€?

5. 棰嗗彇閾惰鍗?

瀹屾垚寮€鎴锋墜缁苟绛剧讲鐩稿叧鏂囦欢鍚庯紝鎴戜滑灏卞彲浠ユ敹鍒版柊瑗垮叞鐣欏鐢熼摱琛屽崱浜嗐€備竴鑸潵璇达紝閾惰浼氬湪褰撳ぉ鎴栧嚑涓伐浣滄棩鍐呭皢閾惰鍗″彂閫佸埌鎴戜滑鎻愪緵鐨勫湴鍧€銆傚綋鎴戜滑鏀跺埌閾惰鍗℃椂锛岄渶瑕佹鏌ュ崱涓婄殑淇℃伅鏄惁姝ｇ‘锛屽苟璁剧疆涓汉瀵嗙爜銆?

6. 婵€娲婚摱琛屽崱

鏀跺埌閾惰鍗″悗锛屾垜浠繕闇€瑕佹縺娲婚摱琛屽崱鎵嶈兘姝ｅ父浣跨敤銆備竴鑸儏鍐典笅锛屾垜浠彲浠ラ€氳繃ATM鏈烘垨鑰呯綉涓婇摱琛屾潵婵€娲婚摱琛屽崱銆傚叿浣撴縺娲绘柟娉曞彲鍦ㄩ摱琛屽崱鑳岄潰鎴栭摱琛屽畼缃戞煡鐪嬨€?

7.寮€濮嬩娇鐢ㄦ偍鐨勯摱琛屽崱

鎴愬姛婵€娲绘柊瑗垮叞鍥介檯瀛︾敓閾惰鍗″悗锛屾垜浠氨鍙互寮€濮嬩娇鐢ㄤ簡銆傛垜浠彲浠ラ€氳繃閾惰鏌滃彴銆丄TM鏈恒€佺綉涓婇摱琛岀瓑杩涜瀛樻銆佸彇娆俱€佽浆璐︺€佺即璐圭瓑鎿嶄綔銆傚悓鏃堕摱琛屽崱杩樺彲浠ョ敤浜庣綉涓婅喘鐗┿€佹敮浠樻墜鏈鸿垂銆佹敮浠樻按鐢佃垂绛夈€傛瘡鏃ヤ粯娆俱€?

鎬讳箣锛岀敵璇锋柊瑗垮叞瀛︾敓閾惰鍗℃槸鎴戜滑鐣欏鐢熸椿涓繀涓嶅彲灏戠殑涓€姝ャ€傞€氳繃閫夋嫨鍚堥€傜殑閾惰銆佸噯澶囩敵璇锋潗鏂欍€佸埌閾惰鍔炵悊鎵嬬画銆佺缃茬浉鍏虫枃浠躲€侀鍙栭摱琛屽崱銆佹縺娲婚摱琛屽崱锛屽氨鍙互椤哄埄鎷ユ湁鏂拌タ鍏板鐢熼摱琛屽崱锛屼韩鍙楀悇绉嶄究鎹风殑閲戣瀺鏈嶅姟銆傛湇鍔°€?

甯屾湜浠ヤ笂缁忛獙鍒嗕韩瀵瑰噯澶囧嚭鍥界暀瀛︾殑鍚屽鏈夋墍甯姪銆傜澶у鐣欏椤哄埄锛岀敓娲诲垢绂忥紒

7鏂拌タ鍏扮暀瀛︾敓濡備綍鐢宠閾惰鍗?

浣滀负涓€鍚嶄腑鍥界暀瀛︾敓锛屾姷杈炬柊瑗垮叞鍚庣敵璇蜂竴寮犵暀瀛︾敓閾惰鍗￠潪甯搁噸瑕併€傜暀瀛︾敓閾惰鍗′笉浠呭彲浠ユ柟渚挎垜浠殑鏃ュ父娑堣垂锛岃繕鍙互甯姪鎴戜滑绠＄悊璐㈠姟锛屾洿濂藉湴閫傚簲鐣欏鐢熸椿銆傞偅涔堬紝鏂拌タ鍏扮暀瀛︾敓濡備綍鍔炵悊閾惰鍗″憿锛熶笅闈㈡垜灏卞拰澶у鍒嗕韩涓€浜涚粡楠屻€?

1. 閫夋嫨鍚堥€傜殑閾惰

鍦ㄦ柊瑗垮叞锛屾湁寰堝閾惰鍙緵閫夋嫨锛屾瘮濡侫NZ銆丄SB銆丅NZ绛夛紝涓嶅悓鐨勯摱琛屾湁涓嶅悓鐨勪紭鎯犳斂绛栧拰鏈嶅姟銆傛垜浠渶瑕佹牴鎹嚜宸辩殑闇€姹傞€夋嫨鍚堥€傜殑閾惰銆傛瘮杈冨父瑙佺殑閾惰涓紝ANZ鍜孉SB鍦ㄦ柊瑗垮叞鐨勫垎鏀満鏋勮緝澶氾紝鎻愪緵鐨勬湇鍔′篃姣旇緝鍏ㄩ潰锛岃€孊NZ鍦ㄧЩ鍔ㄦ敮浠樻柟闈㈢浉瀵规洿鏂逛究銆傛偍鍙互鏍规嵁鑷繁鐨勯渶瑕侀€夋嫨鍚堥€傜殑閾惰銆?

2銆佸噯澶囨墍闇€鏉愭枡

鍦ㄧ敵璇峰浗闄呭鐢熼摱琛屽崱涔嬪墠锛屾垜浠渶瑕佸噯澶囦竴浜涘繀瑕佺殑鏉愭枡銆傞€氬父闇€瑕佷互涓嬫潗鏂欙細

鎶ょ収锛?闇€瑕佹湁鏁堟姢鐓т綔涓鸿韩浠借瘉鏄庛€?

瀛︾敓绛捐瘉锛?闇€瑕佹湁鏁堢殑瀛︾敓绛捐瘉銆?

瀛︽牎褰曞彇閫氱煡涔︼細浣滀负鍦ㄦ牎瀛︾敓鐨勮瘉鏄庯紝闇€瑕佹彁渚涘鏍″綍鍙栭€氱煡涔︺€?

鍦板潃璇佹槑锛氶渶鎻愪緵鏂拌タ鍏板眳浣忓湴鍧€璇佹槑锛屽绉熻祦鍚堝悓鎴栨按鐢佃垂鏀舵嵁绛夈€?

瀛︾敓璇侊細浣滀负瀛︾敓韬唤鐨勮瘉鏄庯紝闇€瑕佸鐢熻瘉銆?

鍑嗗濂戒互涓婃潗鏂欏悗锛屾垜浠氨鍙互鍘婚摱琛屽姙鐞嗙暀瀛︾敓閾惰鍗′簡銆?

3.鍘婚摱琛岀敵璇?

鍘婚摱琛屽姙鐞嗗浗闄呭鐢熼摱琛屽崱鏃讹紝鎴戜滑闇€瑕佹惡甯﹀噯澶囧ソ鐨勬潗鏂欙紝鍒拌嚜宸遍€夋嫨鐨勯摱琛岀綉鐐瑰姙鐞嗐€傚湪閾惰锛屾垜浠彲浠ュ悜宸ヤ綔浜哄憳璇存槑鎴戜滑鐨勯渶姹傚苟鎻愪氦鎵€闇€鏉愭枡銆傚伐浣滀汉鍛樹細杩涜鐩稿叧瀹℃牳鍜岀櫥璁帮紝骞朵负鎴戜滑鍔炵悊鍥介檯瀛︾敓閾惰鍗°€?

涓€鑸儏鍐典笅锛岄摱琛岄兘浼氬悜鎴戜滑鎻愪緵鍊熻鍗′綔涓虹暀瀛︾敓鐨勯摱琛屽崱銆傚€熻鍗″彲鐢ㄤ簬鏃ュ父娑堣垂鍜屽彇娆撅紝浣嗕笉鑳介€忔敮銆傚鏋滄偍闇€瑕佷俊鐢ㄥ崱鎴栧叾浠栭噾铻嶄骇鍝侊紝鎮ㄥ彲浠ュ挩璇㈡偍鐨勯摱琛屽苟鐢宠銆?

4. 浣跨敤鍥介檯瀛︾敓閾惰鍗?

鐢宠瀹屽浗闄呭鐢熼摱琛屽崱鍚庯紝鎴戜滑灏卞彲浠ュ紑濮嬩娇鐢ㄤ簡銆傚浗闄呭鐢熼摱琛屽崱鍙敤浜庡悇绉嶆秷璐瑰満鏅紝濡傝秴甯傝喘鐗┿€侀鍘呯敤椁愩€佺綉涓婅喘鐗╃瓑銆傛澶栵紝鎴戜滑杩樺彲浠ラ€氳繃鍥介檯瀛︾敓閾惰鍗¤繘琛屽彇娆惧拰杞处銆?

浣跨敤鍥介檯瀛︾敓閾惰鍗℃椂闇€瑕佹敞鎰忎互涓嬪嚑鐐癸細

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5. 甯歌闂

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闂細鐣欏鐢熷姙鐞嗛摱琛屽崱闇€瑕佸闀挎椂闂达紵

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闂細鍥介檯瀛︾敓閾惰鍗?

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